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Dangerous Animal Surety Bonds

What is a Dangerous Animal Surety Bond?

  • Dangerous Animal Bonds is a category of miscellaneous surety bonds that include dangerous dog bonds and dangerous animal bonds. These surety bonds are a type of liability coverage that are only used in a handful of states.
  • Most states have laws in place that require the owners of dogs, or animals, that attack a human, or another animal, to post some form of insurance to cover any future damages as a result of the animal’s behavior. A few states give the animal’s owner an option to post liability insurance or a surety bond.  
  • The surety bond covers any persons for damages created during the attack of a dog or animal that has previously been ruled as dangerous by a local animal control authority or judge.
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  • Due to the risk from the perspective of the bonding company, these bonds are very carefully underwritten. In all cases, a credit check and full collateral will be required. The state statutes that allow for the use of these bonds mostly read that the bond is payable to any persons incurring damages as a result of the dangerous animal. Therefore, there is a huge amount of risk not only for the owner of the animal but also for the insurance or bonding company.
  • If the credit report checks out and full collateral is posted, the cost of the bond is usually between 1-2% of the bond amount. For example, if the bond amount is $100,000 then the animal’s owner will need to post $100,000.00 in collateral to the surety company. This can be in the form of cash (via wire transfer) or an irrevocable letter of credit payable to the surety. In this example, after the collateral is posted, the principal (owner of the animal) will pay $1,000-$2,000 annually for the bond coverage. The surety keeps the collateral until the bond is canceled and the statute of limitations has passed.
  • The bond remains in full force and effect as long as the owner possesses the animal. The bond is only canceled if the owner gives the animal away or if the animal passes away. Keep in mind that bonds have a statute of limitations. Some are very extensive, this means that even though you may not own the animal anymore, you are still liable for any damages that may have occurred while you had the animal. For example, the statute of limitations for one state is 3 years. That means if you give the animal away today, you are still liable for anything that happened while you had the animal for 3 years after you were no longer the owner.

Contact The ProSure Group! As surety experts in business in Florida since 1993, The ProSure Group has experience handling bonds of this type and has partnerships with more than 30 different surety companies. This ensures that we get you the best, most competitive pricing and terms available in the marketplace. You just need to complete our simple application and one of our specialists will quickly contact you.

If you don't see the bond you're looking for give us a call at (800) 480-3883 and speak to one of our many Dangerous Animal bonds Surety Bond Experts!
  Bond Name Bond Type Subtype
Washington Dangerous Dog Surety Bond Miscellaneous Bonds Dangerous Animal bonds Apply Now
Pennsylvania Dangerous Dog Surety Bond Miscellaneous Bonds Dangerous Animal bonds Apply Now
Minnesota Dangerous Dog Surety Bond Miscellaneous Bonds Dangerous Animal bonds Apply Now
South Carolina Dangerous Animal Surety Bond Miscellaneous Bonds Dangerous Animal bonds Apply Now
Oklahoma Dangerous Dog Surety Bond Miscellaneous Bonds Dangerous Animal bonds Apply Now
Virginia Dangerous Dog Surety Bond Miscellaneous Bonds Dangerous Animal bonds Apply Now