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Contractor License Surety Bonds / Construction License Bond

What is a Contractor License Bond?

  • Typically, Contractor License Bonds are surety bonds that are required to be posted in various municipalities (states, cities, and counties) before a contractor can get permits and work on construction projects in those municipalities. There are hundreds of different contractors license bonds required throughout the United States by various local municipalities at the city and county level. These surety bonds usually vary in amounts from as low as $1,000 up to $100,000. These surety bonds typically guarantee the licensee will be compliant with the local building codes. Because of this, they are many times called Code Compliance Bonds.
  • Another contractor license bond may be required at the State level. One such example is the State required bond, Florida Construction License Bond, which is sometimes referred to as a Florida Contractors Sub-660 Credit Score Bond. This surety bond is required by the State of Florida for any construction contractor or Financially Responsible Officer applying to be licensed in Florida by the Department of Professional Regulation, Construction Industry Licensing Board (CILB) and has a FICO credit score that is less than 660.
  • In addition to these bonds we can also help you if you need these bonds:
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  • The majority of contractor license surety bonds that are code compliance bonds do not require any underwriting and can be issued without a credit check and cost about 1% of the bond amount with $100 being the minimum and lowest premium available for a 1-year term — but a discount on the bond premium is usually given to contractors that pay for more than 1 year up front.
  • Those surety bonds that are not code compliance bonds and are license type bonds that do require some underwriting due to the bond type will typically require a review of a personal credit report; sometimes, but rarely, personal financials and business financials will be needed. These bonds typically cost 1% of the bond amount based on excellent credit, etc.
  • Of course, we will always provide you with the lowest rates available on the market. And can typically handle all credit types and financial situations — from excellent to poor — as such those terms vary.

Contractor/Construction License Bonds are in place to protect the public, not the contractor. By posting a surety bond, a contractor is guaranteeing they will abide by all laws, rules, and regulations regarding construction work with that state, city, or county. Although every bond reads differently, for the most part they ensure the contractor performs their work in compliance with local construction and building codes. If there is any loss or damage due to faulty workmanship or material furnished or used by the Principal (contractor) then the Principal shall be liable to reconstruct, replace, repair, or pay for such damage or loss.

Bonding requirements vary from state to state, city to city, and county to county. Some municipalities require surety bonds while other do not. It is important to check with the local government to ensure you are following all rules and regulations, and to ensure you acquire any necessary licenses, permits or surety bonds before conducting any work.

Most Contractor/Construction License Bonds have an expiration date, those that don't are continued in full force from the effective date until canceled. Bonds can be canceled with written notice from the Surety to the Obligee (state, city or county requiring the bond) and the Principal. Most Obligees will require anywhere between 15 and 90 days notice prior to the cancellation effective date. The bonding company will renew and bill for the bond on an annual or biennial basis depending on the original term.

Contact The ProSure Group. As surety bond experts in business for over 23 years, The ProSure Group has issued thousands of contractor license bonds and has partnerships with more than 30 different surety companies. This ensures that we get you the best, most competitive pricing and terms available in the marketplace. You just need to complete our simple application and one of our specialists will quickly contact you.

If you don't see the bond you're looking for give us a call at (800) 480-3883 and speak to one of our many Construction Bonds / Contractor License Bond Surety Bond Experts!
  Bond Name Bond Type Subtype
Florida Financially Responsible Officer Surety Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
Hawaii Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
Idaho Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
Maryland Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
Nebraska Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
Nevada Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
Alabama Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
Alaska Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
Arizona Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
Arizona Taxpayer Bond for Contractors License Bonds Construction Bonds / Contractor License Bond Apply Now
Arkansas Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
California Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
Colorado Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
Delaware Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
District of Columbia Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
Florida Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
Georgia Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
Illinois Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
Indiana Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
Louisiana Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
Michigan Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
Minnesota Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
Mississippi Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
Missouri Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
Montana Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
New Jersey Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
New Mexico Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
New York Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
North Carolina Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
North Dakota Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
Ohio Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
Oklahoma Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
Oregon Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
South Carolina Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
Tennessee Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
Texas Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
Utah Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
Virginia Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
Washington Contractor License Bonds License Bonds Construction Bonds / Contractor License Bond Apply Now
Wisconsin Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
Wyoming Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
Iowa Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
Connecticut Contractor License Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
Florida Construction License Surety Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
Virginia Class A and Class B Contractor License Surety Bond License Bonds Construction Bonds / Contractor License Bond Apply Now
Oregon Statutory Public Works Bond License Bonds Construction Bonds / Contractor License Bond Apply Now