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Florida Contractor License Surety Bonds

What is a Florida Contractor License Bond?

  • Florida Contractor License Bonds are surety bonds that are required to be posted in various municipalities (cities and counties) in the State of Florida in order to be licensed there and before contractors can work on construction projects located in those municipalities. These bonds are typically code compliance bonds wherein the bond guarantees the licensee will abide by the terms of the license and codes prescribed by that municipality. There are over 30 different contractor license bonds required by various municipalities in the State of Florida alone. These surety bonds vary in amounts from as low as $1,000 up to $25,000 or more. The large majority of these cities and counties in Florida require surety bonds in the amount of $5,000.
  • A few examples of Contractor License Bonds in Florida include the Hillsborough County Contractor’s Code Compliance Bond ($5,000), the Pasco County Contractor Bond ($5,000), the Polk County Contractor Surety Bond ($5,000), the Orange County Performance Bond ($5,000), and the Osceola County Contractor’s Surety Bond ($5,000).
  • Another contractor license bond required in the State of Florida is the Florida Construction License Bond (FL Contractors Sub-660 Credit Score Bond). This surety bond is required by the State of Florida Construction Industry Licensing Board in order to be licensed as a contractor and to operate in Florida wherein the licensee or Financially Responsible Officer has a FICO credit score that is less than 660.
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  • The majority of Florida Contractor License Surety Bonds do not require any underwriting and can be issued immediately without a credit check. Those surety bonds that do require some underwriting, like the Florida Construction License Bond (Sub-660 Credit Score Bond), will require a review of your personal credit report. Of course, we will always provide you with the lowest rates available on the market. And can typically handle all credit types — from excellent to poor — as such those terms vary.
  • Most of the contractors license surety bonds required by Florida municipalities carry the same minimum premium regardless of the bond amount. All applicants pay $100 for a 1-term term and $175 for a 2-year term for their bond.

Florida Contractor License Surety Bonds are in place to protect the public, not the contractor. By posting a surety bond, a contractor is guaranteeing they will abide by all laws, rules, and regulations regarding construction work within that city or county. Although every surety bond reads differently, for the most part, they ensure the contractor performs his or her work in compliance with local construction and building codes. If there is any loss or damage due to faulty workmanship or material furnished or used by the Principal within one year after the performance of any such work is completed, then the Principal shall be liable to reconstruct or replace any such damage or loss.

  • Florida Contractors License Surety Bonding requirements differ from city to city and county to county. Some municipalities require surety bonds while others don’t. It is important to check with the local government to ensure you are following all rules and regulations, and to ensure you acquire any necessary licenses, permits or surety bonds before conducting any work.
  • Hillsborough County is an example of a municipality where a surety bond is required to be posted before providing any type of construction/contracting work. The Hillsborough County Development Services Division requires the surety bond to be posted, although, the Obligee on the bond is the Governor of the State of Florida. This surety bond is called the Hillsborough County Contractor’s Code Compliance Bond.
  • Another example of a municipality that requires a surety bond to be posted is Orange County. The surety bond is called the Orange County Performance Bond and is required by the Board of Orange County Commission, therefore, the Obligee on the bond is the Board of Orange County Commission, Orange County, State of Florida.

Most Florida Contractor License Bonds have an expiration date; those that don’t are continued in full force from the effective date until canceled. Bonds can be canceled with written notice from the Surety to the Obligee (county or city requiring the bond) and the Principal (contractor). Most Obligees will require anywhere between 15 days and 90 days notice prior to the cancellation effective date. The bonding company will renew and bill for the bond on an annual or biennial basis depending on the original term.

Contact The ProSure Group. As surety bond experts in business over 23 years in Florida, The ProSure Group has issued thousands of contractor license bonds and has partnerships with more than 30 different surety companies. This ensures that we get you the best, most competitive pricing and terms available in the marketplace. You just need to complete our simple application and one of our specialists will quickly contact you.

If you don't see the bond you're looking for give us a call at (800) 480-3883 and speak to one of our many
Florida Contractor License Bond Surety Bond Experts!
Type Bond Obligee Bond Amount
License Auburndale Contractor Surety Bond City of Auburndale
$5,000
License Baker County Contractor Surety Bond Baker County, Florida
$5,000
License Bartow Contractor Surety Bond City of Bartow
Varies
License City of Cape Coral Registered Contractor's License Surety Bond City of Cape Coral
$25,000
License Clay County Contractor Surety Bond Clay County, Florida
$5,000
License Dade City Contractor Surety Bond City of Dade City
$5,000
License Dundee Contractor Surety Bond Town of Dundee
$5,000
License Fort Meade Contractor Surety Bond City of Fort Meade
$5,000
License Gainesville Contractor Surety Bond City of Gainesville
Varies
License Haines City Contractor Surety Bond City of Haines City
$5,000
License Hernando County Contractor License Surety Bond Hernando County
$5,000
License Hillsborough County Contractor's Code Compliance Bond Governor of The State of Florida
$5,000
License Kissimmee Contractor License Surety Bond City of Kissimmee, FL
$5,000
License Lake Alfred Contractor Surety Bond City of Lake Alfred
$5,000
License Lake County Contractor Surety Bond Florida Homeowners' Construction Recovery Fund
$5,000
License Lake Wales Contractor Surety Bond City of Lake Wales
$5,000
License Lakeland Demolition Contractor Surety Bond City of Lakeland
$5,000
License Maitland Contractor Surety Bond City of Maitland
$5,000 or $1,000
License Mulberry Contractor Surety Bond City of Mulberry
$5,000
License Nassau County Contractor Surety Bond Nassau County, Florida
$2,000
License Ocoee Contractor Surety Bond City of Ocoee
$1,000
License Orange County Performance Bond Board of Orange County Commission, Orange County
$5,000
License Orlando Contractor's Surety Bond City of Orlando
Varies
License Osceola County Contractor's Surety Bond Board of County Commissioners of Osceola County, Florida
$5,000
License Palm Beach County Contractor License Surety Bond Palm Beach County, FL
$2,000
License Panama City Contractor and Builder Bond City of Panama City
$5,000
License Pasco County Contractor Bond Governor of the State of Florida
$5,000
License Polk County Contractor Surety Bond Board of County Commissioners, Polk County, State of Florida
$5,000
License Sanford Contractor Surety Bond City of Sanford
$2,000 or $1,000
License St. Johns County Contractor Surety Bond Board of County Commissioners, St. Johns County, Florida
$3,000
License Walton County Contractor Surety Bond Walton County, Florida
$5,000
License Winter Haven Contractor Surety Bond City of Winter Haven
Varies
License Winter Park Contractor Surety Bond City of Winter Park
Varies